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Florida Motorcycle Handbook: Financial Responsibility Law - It Does Apply To Motorcycles!

The Florida Motorcycle Driver Handbook contains all of the information that you need to familiarize yourself with the concepts on the license exam!

Florida Motorcycle Handbook: Financial Responsibility Law - It Does Apply To Motorcycles!

Table of Contents

2. Motorcycle Legislation

Florida's No-Fault, or "PIP Law" does not apply to motorcycles, "Trikes" or motorcycles with sidecars. HOWEVER, the Financial Responsibility FR Law applies to ALL motor vehicles in Florida, including motorcycles. Thus the voluntary purchase of motor vehicle liability insurance by an owner, operator or owner/ operator is highly recommended. Failure to carry property damage and bodily injury liability insurance in case of a crash, DUI conviction or other occurrences outlined in Florida's FR Law, Ch. 324, may result in some or all of the following: Loss of license/tag and registration, and/or restitution or civil court judgment, and future proof (three years) of high risk, SR22 mandatory liability insurance coverage just to keep your driver license - even if you do not own any motor vehicles.

Failure to carry property damage and bodily injury liability insurance in case of a crash, DUI conviction or other occurrences outlined in Florida's FR Law, Ch. 324, may result in some or all of the following:

  • Loss of license
  • Loss of tag and registration
  • Restitution or civil court judgment
  • Future proof of high risk SR-22 or FR-44 (three years)